With credit being less available....

[dianar]

...People aren't nearly as wiling to use a credit card, or even a debit card for that matter, when making online purchases. This past holiday season saw a resurgence in lay away plans in many stores.

Would it be wise to offer something similar for online businesses selling non-digital products?

Have you seen any sites that have implemented lay away programs, yet?

[kamran]

Yes of course I have noticed as well that people are now much reluctant in using credit or debt cards for their shopping purposes. I would also like to know about how to buy or sell products that are non digital ones online.

In my opinion wholesale products are more likely to be purchased on credit cards rather buying a single product. what are yours opinion??

[jenna555]

I agree with kamran. I do think wholesale purchases are more likely to be bought via credit card. But with the emergence of PayPal and other payment sites this is slowly changing.